SMART FUNDING

FOR SMART WEALTH CREATION

PLAN. CREATE. 
INSPIRE

As an experienced business development & investment consulting mastery, our consulting team is dedicated to helping foreign investors and business entities navigate the complexities of the US market. By focusing on collaboration and transparency, we guarantee significant outcomes for your business. Reach out today for a consultation.

FOUNDED

2022

LOCATION

St. Petersburg, FL (USA)
Lucerne, (CH) (Q3 2025) 

YOUR ACCESS TO GROWTH AREAS

The Flowstrategy hubs offer you specialized platforms to realize your business ambitions with innovative financial and investment strategies. Each hub is designed to equip you with the necessary tools and knowledge to successfully invest internationally.


FUNDING HUB
Access to capital at 0% interest

The Funding Hub from Flowstrategy LLC gives you the opportunity to obtain liquid funds from the USA at 0% interest. By working with hundreds of financial institutions, we offer you customized financing solutions that are specifically tailored to the needs of modern entrepreneurs.


INVESTMENT HUB
Maximize your return in various assets

Flowstrategy's Investment Hub gives you the unique opportunity to participate directly in exclusive investment offers and achieve exceptionally high returns on equity of up to 70%. Without proof of income, visa or the need to be on the ground, we facilitate your access to instant real estate financing / exclusive investment offers. Our team of experts will support you with in-depth market analysis and strategic advice to optimize your investments.


TRAVELHACKING HUB
Revolutionize your travel experience

Flowstrategy's Travelhacking Hub offers you unparalleled benefits when traveling using US credit cards. Earn 2-10x more miles than usual and enjoy luxurious travel experiences, such as business and first class flights or stays in exclusive hotels at bargain prices. Our hub provides you with the tools and knowledge you need to get the most out of every trip.



DISCOVER YOUR FUNDING POTENTIAL

Secure up to $200,000 and more in cash for 0% interest in the USA. Start now and unleash your entrepreneurial potential with FlowStrategy. (From Germany and possible from anywhere.)

 

 

330+

clients

> $26 m

raised capital

96%

customer satisfaction

ABSOLUTE INTEGRITY

At Flowstrategy, we attach great importance to always acting honestly, transparently and fairly, so that you can always be sure that your interests come first.

EXPERTISE THAT LEADS

Our team of experts brings extensive knowledge and in-depth industry expertise to always offer you the best advice and effective support.

INNOVATION AS STANDARD

Flowstrategy stands for continuous innovation in our services and products in order to always offer you the most advanced solutions in the field of fundraising.



4 STEPS TO YOUR GOAL

With the help of our strategy, even people from abroad can participate in the US financial market and receive interest-free loans that they can use freely to further develop their own business

 

 

 

Register a company in the USA

01

 

Applying for all tax identification numbers

02

 

Open a bank account in person in the USA

03

 

Build credit score

04

YOUR QUESTIONS - OUR ANSWERS

What requirements do I have to fulfill to obtain such a loan?

For people who are not from the US, there are some additional steps that are necessary. Our service covers exactly this process, from forming an company and applying for tax numbers to providing the necessary documents that allow access to credit products.

Once these basic requirements have been met, a sufficient credit score is required. We must therefore first work systematically to build up a positive credit history. 

Furthermore, it is necessary to travel to the USA once in order to open bank accounts in person. In this regard, it is necessary to understand English.

How long will it take for me to build up my credit score to the point where I can take out larger loans??

The entire process takes between 6 and 12 months, depending on individual needs, in order to be able to take out larger loans. Please note that this scheme is intended for long-term access to credit. This project is not intended for people who need money to overcome short-term financial difficulties. Once the credit score is built, you have lifetime access to loans in the USA

Is it guaranteed that you will receive a loan?

In principle, it is not possible to issue a guarantee, as the receipt of the loan also depends on the customer and his reliability. If you follow all the necessary steps, you are most likely to get a loan. Every one of our more than 300 customers to date has received a loan

Can I then use the funds from my US credit card freely?

Yes, the capital from credit cards can generally be used freely. This is one of the biggest advantages of this form of financing.

What should I bear in mind when taking out a credit card with 0% interest?

Please note that you must repay at least 1% of the loan amount each month.

Can I also use the capital privately, e.g. for the equity portion of a property in Germany?

Yes, that is possible. US capital can be used to provide the equity portion for real estate financing in Germany. Since the US financial system is independent of the German system, the US credit rating has no influence on your German Schufa. Many investors use this strategy to expand their real estate portfolio more quickly.

Do I have to provide proof of use of the capital?

With credit card financing, there is no obligation to provide proof of use. While traditional bank loans are often tied to a specific purpose, with credit cards you have complete freedom as to how you use the money. This is a decisive advantage over traditional forms of financing, especially for entrepreneurs and investors who want to be flexible.

What specific steps are necessary to successfully establish a US credit rating?

The first step is to get a credit card and use it consistently. This is not about moving large sums of money, but about showing the bank that you can handle credit responsibly.

Over time, you will build up a positive payment history, which is one of the most important factors for your credit rating. Once you have a stable payment history, you can apply for credit cards with larger credit limits. Banks reward customers with reliable payment history by increasing the credit limit and offering better terms. It is important to note that a certain strategy and sequence should be followed when applying for credit cards.

A well-structured build-up of creditworthiness enables access to higher financing volumes and better credit conditions in the long term. This creates a strong financial basis that allows you to work strategically with capital from the USA.

To what extent do you accompany them through this process? What exactly does that look like?

Our support covers the entire process - from setting up the company and applying for the necessary documents to the actual establishment of the loan and the optimal use of the capital. We have developed a structured system that guides our clients step by step through the entire process.

Specifically, we provide support from our tax advisor when setting up a company in the USA to ensure that everything is legally compliant. We then help with applying for tax numbers and opening a business account. As soon as these foundations have been laid, we take care of the strategic establishment of a credit rating and the selection of suitable credit cards and financing options.

We also provide advice to ensure that deadlines are met. Our goal is to make it as easy and low-risk as possible for our clients to access US capital.

Can the funding be used as often as required?

This concept can be used for life-long funding. As long as your credit rating remains good and you manage your credit lines responsibly, you can use the system again and again. Banks grant loans based on your payment reliability. If you pay your debts regularly and build up a positive credit profile, new credit lines will be made available to you again and again.

 

So there is no set limit, but it is important to use the system with strategy and discipline in order to benefit from it in the long term. Many of our customers use this system on a permanent basis to make regular investments or to finance their business expansion. It is crucial that the credit lines are managed professionally in order to avoid a deterioration in creditworthiness

What costs are incurred in the second year?

From the second year onwards, these costs for the continuation of the company are around 300 - 500 US dollars per year. This fee includes the ongoing administration of the company, the address for the company, mail forwarding and other administrative necessities to ensure that the company remains legally compliant.

In addition, there may be costs associated with certain credit card models. Some cards have annual fees, while others are completely free. Choosing the right credit cards is therefore an important point that we analyze together with our clients to avoid unnecessary costs.

Does my US credit score or my creditworthiness in the USA have an influence on my German Schufa?

No, the American and German credit systems are completely separate. The US banks do not access German Schufa data, just as German banks cannot access American credit scores.

This means that you can build up a credit rating in the USA completely independently of your German Schufa. Even if you have negative Schufa entries in Germany, this has no influence on your creditworthiness in the USA. Conversely, a high credit score in the USA will not result in a better credit rating in Germany.

If it's so easy, why doesn't everyone in the USA do it?

In fact, most US citizens use credit cards, but not everyone uses them strategically. Many people pay high interest rates because they don't properly manage the 0% period or understand the concept of balance transfers. Additionally, many lack the knowledge of how to specifically build their credit score and strategically utilize credit lines.

Our approach differs in that we plan systematically and adhere to deadlines in order to avoid high interest rates. Those who understand this system and use it responsibly can secure considerable financial benefits in the long term.

Do you also offer support beyond pure capital procurement? For example, in relation to real estate or private equity?

Yes, definitely. We have a broad network of experts, investors and entrepreneurs with whom we work. If you are interested in real estate investments in the USA or want to get into private equity, we can put you in touch with suitable contacts.

It is also possible to participate in existing deals or find investors for your own projects. Our service therefore goes far beyond simply raising capital - we support our clients in using their capital wisely and increasing it in the long term.

Contact 

Our team is happy to anwser your questions. Fill out the form and we'll be in touch as soon as possible.

Phone: +1 (561) 549-1791

E-mail: support@flowstrategy.info

Address: 7901 4th St N STE 300, St. Petersburg, FL 33702, USA

 

Coming soon: Q3 2025

Inseliquai 6-10, 6005 Lucerne

 

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